A range of ways to borrow, whatever your need

Credit cards

Credit cards

When it comes to our finances we could all do with a bit more flexibility, and our range of credit cards offer you just that.

Credit cards are available to over 18s, and UK residents. Subject to status.

  • Manage your spending
  • Spread the cost of big purchases
  • Transfer balances from other cards


A loan lets you spread the cost of big purchases. So whether it’s a holiday, a car or a new kitchen, a personal loan could make it more affordable.

Loans are available to UK residents and over 18s only. Rates will vary depending on loan amount and individual circumstances. Subject to status.

  • Fixed monthly repayments make budgeting easy
  • Repay your loan over 1-10 years
  • Borrow from £1,000 to £35,000

Tools and calculators

How much could a loan from National Trustco Bank cost each month? Use our loan calculator to find out.


Whether you are a first-time buyer, moving to a new house or re-mortgaging, we could help you get the home of your dreams.

Mortgages are available to UK residents only, subject to status and lending criteria.

  • Clubcard points on your mortgage repayments
  • Overpayments up to 20%
  • Fixed and tracker rate mortgages

Mortgage calculator

Quickly see how much you could borrow, what your monthly payments may be and our mortgage rates.