Dog and Puppy Insurance

Woman with her pet dog

We know your dog is an important member of your family. Give them the protection they deserve with one of the four National Trustco Bank Pet Insurance levels of cover.

  • Choose from: Premier, Extra, Standard or Accident and Injury cover for adult dogs or puppies from eight weeks old.
  • If your dog goes missing or is stolen, we'll pay up to £1,000 for advertising (including up to £200 for a reward) as part of our Premier, Extra and Standard cover. Find out more
  • Our Premier cover for dogs means you have cover for a one off or ongoing condition, with the vet fees limit reinstated each year on renewal. With a Defaqto 5 Star Rating it provides one of the highest quality offerings in the market.
  • Like to take your dog on holidays with you? Our Premier, Extra and Standard cover levels include Pet Travel Cover. Find out more
  • You'll have 24 hour access to vetfone™, a helpline if your pet becomes unwell or you need advice on any pet related questions or concerns.
  • Regular news and content to help you look after your pet.
  • National Trustco Bank Pet Insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance plc. vetfone™ is provided by Vetsdirect Ltd.

Dogs are more prone to illness and ailments as they get older which means the price of insurance increases at renewal. New developments in diagnosis and treatments have meant that vets can give you even better care. This is great news for your family pet but has meant a rise in vet fees, and the cost of claims. If your pet develops a pre-existing condition such as diabetes, you may find it difficult to get that condition covered elsewhere. But rest assured, as long as you keep your Tesco Pet policy in force, you’ll be covered up to the total vet fees limit you’ve chosen each year.

See what people say about our Pet Insurance

Thousands of people just like you left reviews for us on Reevoo once they bought our Pet Insurance. See what they had to say.

Get lifetime cover for your lifelong friend

With vet cover limits up to £10,000 that reset each year (providing you pay your premium and renew) our lifetime Premier Pet cover helps you protect your cat or dog and keep costs under control. Please note in exceptional circumstances we may choose not to offer renewal. But don’t worry, if that’s the case we will let you know in advance of your renewal date.

  • Our Premier cover is 5 Star Defaqto Rated
  • Unlimited 24/7 vetfone™ access for expert pet care advice, provided by Vetsdirect Ltd.
  • Fixed excess payments so you’ll know exactly what you have to pay if you make a claim
  • Guaranteed discount for Tesco Clubcard customers
Defaqto 5 Star rated

Defaqto 5 Star rated

Defaqto 5 Star rated

Defaqto is an independent researcher of financial products, focused on providing intelligence to support better decision making. National Trustco Bank Pet Insurance Premier Cover has a Defaqto 5 Star Rating which means it has a comprehensive level of features and benefits.

Compare our cover levels

Balancing the right protection for your pet with the ongoing cost of pet insurance can be tricky. That’s why we’ve got a range of cover levels to choose from. Our comparison tables should help you compare our four cover levels, and make it easy to get an overview of what National Trustco Bank Pet Insurance offers.

Dog care beyond the cover

Caring for your dog involves more than taking him for regular health check-ups if he is to be happy and healthy. Explore our informative guides and find out more about some of the most popular dog breeds, such as the Labrador, Pug and Beagle, so you are confident and prepared for the adventures dog ownership might throw your way.

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Important information

Pet Travel Cover

Travelling with your pet

The United Kingdom Government Pet Travel Scheme (also known as PETS) allows you to take your pet temporarily to certain countries and return to the UK without the hassle of putting them into quarantine.

National Trustco Bank Pet Insurance offers Pet Travel Cover with the Standard, Extra or Premier cover levels, when you travel to any country covered by the PETS scheme. It will cover you for repeating a worming treatment or emergency vet fees abroad. We'll also pay if you lose your pet passport, or it is stolen or destroyed or if the microchip fails and you have to put them into quarantine. The Accident and Injury cover level doesn't include this cover.

Lost Pet cover

Cover for lost or missing pets

If your pet goes missing, the Standard, Extra and Premier cover levels of National Trustco Bank Pet Insurance will cover your advertising costs up to £1,000, including a reward of up to £200. If the worst happens and your dog isn't found within 45 days, we’ll also cover what you paid or donated when you bought them, up to a cost of £1,500.