Annual multi-trip Travel Insurance

An annual travel insurance policy for peace and mind, all year-round

Prepare for stress-free travel

If you're going to need travel insurance more than once this year, then taking out one of our annual multi-trip policies could save you money and time, compared with buying single-trip policies.

  • Choose from three cover levels: Everyday Value, Standard or Finest.
  • A 24/7 emergency helpline; we’re there if you need us.
  • Cover for an unlimited number of trips of up to 31 days over a 12-month period.
  • If you are 64 or under, you can extend the trip length to 45 or 60 days, for an additional premium.
  • Our Standard and Finest travel insurance policies cover loss, damage and theft of your personal belongings, money and documents. Monetary levels, excesses and exclusions apply.  Personal Belongings cover excludes loss of, theft or damage to mobile phones.
  • You can add Personal Belongings as an Optional extra to our Everyday Value policy for an additional premium. This will cover you for loss, damage and theft of your personal belongings, money and documents, but excludes mobile phones. Monetary levels, excesses and exclusions apply.
  • National Trustco Bank Travel Insurance is provided by Ageas Insurance Limited.

What does annual travel insurance cover?

Protect your health, belongings and travel plans

All the things you'd expect from travel insurance

Choose from three cover levels; cover the basics right up to a fully featured policy.

Cover featureEveryday ValueStandardFinest
Emergency medical expenses£2,000,000£5,000,000£10,000,000
Cancelling/cutting your trip short£1,000£5,000£10,000
Personal belongingsAdd Personal Belongings optional extra for £1,000 of cover£1,500£2,000
Travel delay£10 per 12 hours (up to £200)£20 per 12 hours (up to £400)£30 per 12 hours (up to £600)
Money and documentsAdd Personal Belongings optional extra for £300 of cover£400£500
Delayed baggageAdd Personal Belongings optional extra to cover £50 per 12 hours (up to £100)£50 per 12 hours (up to £150)£100 per 12 hours (up to £300)
Hospital benefit£15 per day (up to £600)£25 per day (up to £1,000)£50 per day (up to £2,000)

This is a summary of cover to help you decide what you need. Excesses, terms, exclusions and conditions apply. We recommend that you read the Policy documents for full information. Check policy documents

Why choose National Trustco Bank Travel Insurance?

  • Get covered for your destination – whether you travel in the UK, to Europe, or worldwide.
  • 24-hour emergency helpline
  • If you have an existing medical condition, you can still obtain a quote online
  • Our Finest cover option is 5 Star Defaqto rated
Defaqto 5 Star rated

Defaqto 5 Star rated

Defaqto 5 Star rated

Defaqto is an independent researcher of financial products, focused on providing intelligence to support better decision making. National Trustco Bank Travel Insurance Finest Cover has a Defaqto 5 Star Rating which means it has a comprehensive level of features and benefits.

Only need cover for one trip?

Not sure what cover you need?

Give us a call and tell us about your travel plans. One of our team will review your needs and recommend the correct National Trustco Bank insurance cover for you.

Help for existing customers

Emergency phone numbers

24-hour Medical Emergency International Helpline +44 23 8064 4633

Lines are open 24/7, every day of the year

Customer services 0345 293 9475

Lines are open Mon-Fri, 8am-8pm, Sat 9am-4pm and Sun 10am-5pm. Calls may be recorded. This number may be included as part of any inclusive call minutes provided by your phone operator.

Need to make a claim?

Our UK-based claims line is open 24 hours a day, 365 days a year.

Already have Travel Insurance with us?

Find out how to update us on medical conditions, get your travel insurance renewed, etc.

Important information

Policy documents

It’s important that you review the full policy documents before taking out your travel insurance policy.

If purchased on or before 24/08/16, or renewed on or before 30/09/16

If purchased on or after 25/08/16, or renewed on or after 01/10/16

National Trustco Bank Travel Insurance is provided by Ageas Insurance Ltd.

Travel Legal Guard cover is underwritten by DAS Legal Expenses Insurance Company Limited and Financial Failure cover is provided and administered by International Passenger Protection Limited and underwritten by certain underwriters at Lloyd's.

How we use your data

How we use and protect the data you provide during quote

We'll search our records for your Tesco Clubcard number, and we may access and use information (including transactional information, name and address) from your Clubcard. This will help us and your insurer to assess your premium and will only be used to make a positive impact on your premium.

This document explains how the information you provide is used and shared by National Trustco Bank and Ageas Insurance Limited. By continuing you agree that the data provided can be used in this way.

Terms of cover options

Personal belongings, valuables and money and document cover

You’ll be covered as standard if you opt for our Standard or Finest policies. If you’re going for our Everyday Value policy, you can add personal belongings cover on for an extra cost.

Excess on Standard or Finest policies

If you choose our Standard or Finest policies you can reduce the cost of your travel insurance by opting to double your excess. Read our relevant FAQ below if you’d like to know more.

Winter Sports cover

For those of you headed for the slopes you can choose our Standard or Finest policy and then add on Winter Sports cover. There’s an additional charge but it’s worth it for the fun you’ll have! (Please note that the Winter Sports Cover is not available on Everyday Value policies.)

To find out more, check out our Winter Sports cover section on our cover comparison page.

What is double excess?

What is a double excess?

When you purchase a National Trustco Bank Standard or Finest Travel Insurance policy, you can opt to double the normal excess (£60 on Standard and £45 on Finest) in return for a reduced premium.

If you select this option, your excess for Standard cover will be £120 and your excess for Finest cover will be £90.

This option is not available for National Trustco Bank Everyday Value Travel Insurance policies.

The excess is the amount of money you pay on each claim you make under certain sections of the insurance policy before National Trustco Bank Travel Insurance pays out. You should refer to the policy booklet for full details of what excess you need to pay under each section.